環境變化에 따른 不動産 仲介業의 問題點과 改善方案에 관한 硏究

Abstract

The purpose of this study is to review the changing real estate market conditions and real estate agency businesses and thereupon, address the problems of the real estate agency businesses and thereby, suggest their solutions to help enhance the social trustworthiness of our real estate agency businesses and develop our real estate market in a stable way. The problems facing our real estate service businesses may be 1) opaque real estate businesses and poor information infrastructure, 2) inadequate response to a variety of real estate development demands due to the socio-economic environmental changes, 3) pre-modern real estate financing practices and 4) pre-modernity of the real estate distribution structure. The problems of the real estate agency system are 1) unrealistic agency fee, 2) limited agency services, 3) lack of the provisions protecting real estate agents, 4) lack of real estate advertisement controls and 5) lack of the provisions for foreign real estate businesses. On the other hand, the problems involving the real estate transaction information network are 1) poor response to changing market conditions, 2) poor understanding and management of the real estate agency information, 3) egoism (lack of cooperative agency spirit) of some real estate agents, and 4) confusion of the real estate markets. Under such circumstances, it is urgent to reform the public certified real estate agent system in order to improve real estate agents' quality and their services. First, it is deemed necessary to enact an omnibus real estate service code in order to create an environment for an efficient real estate transaction and total real estate services. Second, it is necessary to reduce the information service cost by activating the MLS network and thereby, enhance the efficiency of the real estate markets. Third, it is essential to introduce such systems as listing system and exclusive (monopoly) agency contract system in order to enhance the preciseness of information and real estate agents' trustworthiness and thereby, stabilize the real estate markets. Fourth, it is necessary to stabilize the real estate transactions by activating the Escrow Account System, and furthermore, establish Escrow companies to enhance the trustworthiness of the real estate markets. Fifth, it is essential to specify assistant agents' roles and responsibility clearly as well as their scope of responsibility to stabilize the real estate markets. Sixth, it is required to recruit the real estate professionals by adjusting the level of public certified real estate agents' exam, while drastically replacing such subjects not suitable to our reality as Real Estate Financing, Real Estate Public Laws, Assessment, Cadastral Code and Tax Codes to narrow the gap between markets and exam. Seventh, it is necessary to reform the real estate qualification system and transaction system to foster the professional real estate service people. Eighth, it is essential to promote larger-scale real estate agency businesses as well as their franchise networks.